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Blog - Page 3

Andrew Jenkins
Beware garden thieves eyeing up your valuables in the summer
Posted on Thursday 18th August, 2016 by Andrew Jenkins

As the school holidays get into full swing and the hotter weather becomes more prolonged, it’s an ideal time for opportunistic thieves to set their sights on valuable items in gardens. From family bikes and expensive lawn mowers to garden furniture and top of the range barbecues, the garden…

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Mike Dickinson
When it rains it pours!
Posted on Thursday 14th July, 2016 by Mike Dickinson

June was the wettest month on record since records began in 1910. Some places saw a third of a month’s worth of rain in just one hour! Flood damage to businesses in Cumbria over the past year is predicted to cost the local economy a staggering £500 million[1].This is just…

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Mike Dickinson
Further fallout from the fall of employment tribunal costs?
Posted on Thursday 14th July, 2016 by Mike Dickinson

In an ideal world, businesses don’t expect legal action to be taken against them by employees, customers or suppliers. For the more prudent, they manage this risk and ensure they have the processes and systems in place to make sure such action is minimised and unlikely. Be aware that,…

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Bryan Banbury
Brexit: Rising to the challenges ahead
Posted on Thursday 14th July, 2016 by Bryan Banbury

After months of speculation and campaigning, Britain has voted to leave the EU with 17.4 million in favour of leaving and 16.1 million in favour of staying in. Whether you were In or Out, the decision has now been made. For many, ending the uncertainty was very important. However, in the…

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Bryan Banbury
Take The Cyber-Crime Test
Posted on Thursday 9th June, 2016 by Bryan Banbury

We have been advising an increasing number of our clients on the critical issue of cyber crime in recent months. So I was particularly intrigued to read recently about a new test that companies in the East Midlands can take to check how cyber aware they are. EEF, the manufacturers’…

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Mike Dickinson
SMEs lose £9bn to invoice fraud every year
Posted on Thursday 9th June, 2016 by Mike Dickinson

Research suggests it amounts to £1,658 per SME. One in six businesses believe invoice fraud has cost them over £5,000 in the last year. Mike Dickinson, sales and marketing director, looks at the risk to SMEs of invoice fraud, the tactics being used by fraudsters and how to avoid becoming a target. …

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Sharron Torr
Cover the GAP
Posted on Friday 6th May, 2016 by Sharron Torr

GAP (Guarantee Asset Protection) Insurance essentially is a way of protecting yourself against a financial loss should your vehicle be "written off" by your insurer. Having gap insurance in place so that if your car is ever written off, it can pay you the amount you need to settle your…

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Sharron Torr
Did you know that renovating or extending your home could impact on your home insurance cover?
Posted on Friday 6th May, 2016 by Sharron Torr
Tagged: home insurance , building works

Now that the days are getting longer thoughts may not be turning just to holidays, you may be considering projects to start renovating or extending your home. Depending on the cost of the works some insurers seek to restrict cover they offer on properties undergoing such works due to the…

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Andrew Jenkins
Getting flood insurance for homes becomes easier
Posted on Friday 6th May, 2016 by Andrew Jenkins
Tagged: flood insurance , home insurance , High Net Worth Flood Insurance, Flood Risk Management

No one likes to consider the devastating effect that having your home flooded has, the destruction of your possessions, the disruption to your life and the delays in getting your property and possessions dried out and reinstated. Flooding in the UK has become more commonplace over the past years and…

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Bryan Banbury
IPT Rise To Double Digits
Posted on Friday 22nd April, 2016 by Bryan Banbury

The Chancellor increased insurance premium tax once more to 10 per cent, to the dismay of the insurance industry and wider business community. Bryan Banbury, managing director at Russell Scanlan, has been looking at how this latest rise is adding insult to injury, and potentially penalising those that have only just…

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